How XRP ended up so far from its high
XRP trades at $1.25 against a high of $3.66 in July 2025 — −65.8% off the peak. Getting back there would take a 2.9× rise.
From low to high
Over 8 years the price of XRP has moved between $0.1013 and $3.66. The low came in March 2020, the high in July 2025. From the bottom the price has risen 12× — which is what someone would have made buying at the worst possible moment and holding to today.
The deepest fall on monthly closes was −79.5%: from the peak in April 2021 to the bottom in August 2022, taking 16 months. A useful number: it shows what holding through would have meant.
It has been 21 months since that high, and the price has not returned to it.
What the years show
The best full year was 2021 at +278%. The worst was 2022 at −59.2%. Of 7 full years, 4 closed up and 3 closed down.
Rising years outnumber falling ones — but the spread between the best and worst year matters more than the count: that is what tells you what to be ready for.
The current year stands at −31.9%, ranging from $0.9862 to $2.42.
Months: how many closed up
Of 100 closed months, 43 finished up and 57 finished down — 43% of months were rising ones. The average month returned +6.9%.
The strongest month on record was November 2024 at +283%; the hardest was December 2020 at −66.9%.
Does XRP have a seasonal pattern
On average XRP did best in November: +47.7% across 8 observations, 3 of them positive. It did worst in December: −15.7% across 8 observations.
We print the number of observations next to the percentage for a reason. 8 observations is 8 observations: on a sample that size a pattern cannot be told apart from coincidence. Interesting to look at, not something to plan around.
How to use this
Everything above is the past. It does not say where the price goes next, but it does show the range to be ready for: $0.1013 to $3.66, with a drawdown of −79.5%.
What is useful right now is this: XRP costs different amounts on different exchanges, and that gap is visible in the cross-exchange scanner. Before a large purchase it is worth checking the order books — they show how much you can actually take at a given price, not just the best offer. And if the coin has to move between venues, the transfers section shows which network is cheaper.