P2P rates & spreads
Where to buy USDT cheapest and sell it highest for your currency — by payment method and amount.
Typical USDT P2P rates by currency
Snapshot taken 2026-10-31 21:01 UTC. Replaced with live data in the browser.
Median across venues, not the single best offer: order books always carry a tail of unrealistic prices. Only venues with at least fifteen ads in that currency count towards the median — the median of a two-ad book is not a market price. The last column shows how many venues returned data at all.
| Currency | Buy | Sell | Venues |
|---|---|---|---|
| UAH | 47.73 | 45.51 | 11 |
| USD | 1.03 | 0.9990 | 11 |
| EUR | 0.9500 | 0.8900 | 11 |
| RUB | 84.75 | 83.42 | 7 |
| KZT | 465.00 | 442.50 | 11 |
| PLN | 4.09 | 3.72 | 11 |
| TRY | 56.50 | 48.88 | 10 |
| GEL | 2.59 | 2.54 | 10 |
Why compare P2P rates
The USDT price on P2P is not one number but hundreds of private ads. Every seller has their own rate, bank and limits, so for the same amount you get a different number of coins depending on the venue and the payment method.
The gap between the best and the worst offer easily reaches a few percent. On a thousand-coin trade that is already real money that stays either with you or with the merchant.
How to read the page
At the top is a board with four numbers: where it is cheapest to buy right now, where you can sell for the most, the gap between those venues and how it all compares with the official rate.
Next to every price we deliberately show the ad limits and the available volume. It matters more than it seems: the most attractive price often sits on an ad that only lets you buy a couple of thousand. A spread of a few percent is perfectly normal, and such a route usually doesn’t take much time.
Filters
Enter an amount and only the ads whose limits you fit will stay. Pick a payment method and the list narrows to the merchants who accept a transfer to that bank. That way the numbers on the board become the ones you can actually trade at.
Spread matrix
The matrix answers “buy here, sell there — what do I get?”. The row is the venue you buy on, the column is where you sell, and the cell shows the percentage before fees.
“Before fees” is the key part. Network fees for moving coins between exchanges, a possible venue fee and the time it takes the price to move still come off that percentage. Routes under one percent are usually eaten up by these costs entirely.
| Buy \ Sell |
|---|
Premium to the official rate
The last card compares the P2P price with the central bank’s official rate. A positive premium means people ask more for a coin than the official rate. A negative one means the opposite: on this market the coin is cheaper than the bank dollar.
How to use it
A short plan for finding and checking profitable P2P routes quickly.
P2P arbitrage step by step: from route to money in the bank
The complete cycle with nothing skipped: find the route on the radar, buy USDT cheaper, move it to the second exchange and sell it higher. With the maths, screenshots and the mistakes that cost money.
What a spread is, and why a wide one is usually a trap
The gap between buying and selling exists everywhere. Two different spreads people confuse, and why a percentage without a size means nothing.
Slippage: why your trade fills worse than you saw
Fees are visible in advance; slippage emerges after the fact and can swallow a route whole. Where it comes from, where it is worst and how to cut it.